She hails from four generations of Texans who originally fled the Mexican Revolution from the states of Aguascalientes and Jalisco.

[7][6] According to a Larta Institute profile, Guzman claims her heritage also includes Jewish, German and possibly Chinese ancestry.

[8] Guzman received a Bachelor of Science from the University of Pennsylvania Wharton School of Business.

She was manager and advisor to founder at Illulian from 2003 to 2005, taking a sabbatical in 2004 to consult during the launch of Fortius Holdings.

She was director of strategic initiatives and advisor to founding chair at ProAmerica Bank from 2009 to 2014, then joined the Small Business Administration in 2014 as deputy chief of staff.