James Fredrick Lloyd (September 27, 1922 – February 2, 2012) was an American military officer, businessman, and politician who served three terms as Democratic United States Representative from 1975 to 1981.

Born in Helena, Montana, Lloyd attended public schools in Washington, California, and Oregon.

He pursued a public relations and advertising career, then later became a teacher and instructor of political science at Mt.

In 1974, he was narrowly elected as a Democrat to the Ninety-fourth Congress, representing a Republican-leaning district.

Lloyd died in an auto accident after suffering a stroke while driving in Pensacola, Florida.