He was part of the Dundee team who won the Scottish Cup in 1910,[6] having earlier played for Dumbarton, Motherwell, Notts County, Newcastle United, St Mirren and Southampton.
Jack Fraser started his football career at the late age of 18 with his local club Dumbarton, where he appeared as part of the team that lost the Scottish Cup final 5–1 to Rangers in 1897.
In an effort to reclaim the Southern League title, Southampton recruited six new players, including fellow Scots, Tom Robertson from Liverpool and Mark Bell from Heart of Midlothian.
Fraser scored a hat-trick on his debut against Brentford on 6 September 1902 (with the other goals from fellow débutante Tom Barlow (2) and Harry Wood) and soon became a fixture in the side and missed only a handful of games in the 1902–03 season, including twice giving way to C. B. Fry for his final appearances for the club.
Described in Holley & Chalk's "The Alphabet of the Saints" as "a bulky man" he "found the wing positions more to his liking and presented an awesome sight to defending goalkeepers when cutting inside and bearing down on them in full flight".