[1] The beginning of the Kerala State Co-operative Bank Ltd dates back to early 20th century.

Since then, the Trivandrum District Co-operative Bank and the Government of Kerala were the only members.

The management of the bank is vested in the Board of Directors subject to the overall control of the General Body.

Rajan P. S. is the first Chief Executive Officer and Mini Antony IAS, the first Administrator of the Kerala State Co-operative Bank.The President of Kerala Bank is Gopi Kottamurikkal and Vice-President is MK Kannan.

The headquarters of the Kerala Bank is in Thiruvananthapuram and the corporate office is based in Kochi.

[3] The regional offices are in Thiruvananthapuram (along with Kollam), Alappuzha (along with Pathanamthitta), Kottayam (along with Idukki), Thrissur (along with Ernakulam), Palakkad (along with Malappuram), Kozhikode (along with Wayanad) and Kannur (along with Kasaragod).

[4] In September 2022, a college student from Sooranad committed suicide after the Kerala Bank pasted attachment notice indicating defaulting on loan repayment in front of her house.