Its natural habitats are subtropical or tropical moist lowland forests, caves, and urban areas.

[2] The eponym for the species name "beddomei" is Colonel Richard Henry Beddome, a British officer and naturalist who spent a good deal of his career in India.

[4] Some authors have considered it a subspecies of the woolly horseshoe bat; since 1992, it has usually been accorded full species status.

Body completely dark grayish brown, upper side grizzled.

The ears are prominent, well-fluted, and pointy and nose-leaf is complex with a distinctive shape.