It examines the economic and social situation in Jamaica after globalization, and specifically how the International Monetary Fund and the World Bank's structural adjustment policies have impacted the island.

Life and Debt is a 2001 United States documentary film directed by Stephanie Black about the economic and social situation in Jamaica after globalization, specifically the impact of International Monetary Fund (IMF) and the World Bank's policies.

The IMF loans were conditional on structural adjustment policies, which required Jamaica to enact major economic reforms, including trade liberalization, privatization, and deregulation.

The film features a number of interviews with former Jamaican Prime Minister Michael Manley, in which he critiques the system of International Financial Institution loans.

She explains that Stephanie Black's hits toward the tourism industry and lack of options to change the situation leaves audiences with nothing more than simply being angry about everything.