[3] Charters was educated at Huntington School, York before graduating from Oxford University with a degree in philosophy, politics, and economics.

[4][5] Before his political career, Charters previously worked at the Bank of England and at the Financial Conduct Authority with a focus on fraud.

[6] Charters subsequently worked in the fintech industry as a senior manager at the global payroll company, Remote.

[8][9] Charters was elected as a councillor for the Wall End ward in the London Borough of Newham in 2022 prior to standing in York Outer.

[10] In November 2024, Charters voted in favour of the Terminally Ill Adults (End of Life) Bill, which proposes to legalise assisted suicide.