[2] MFB also provides retail financial products, primarily for energy-related purposes, and plays a key role in facilitating access to European Union funds.

MBFB was involved in the provision of Japanese, German and EU loans in Hungary from 1995, and also acquired interest in regional development companies and subsequently in Rákóczi Bank.

In order to clearly identify the structure and functions within the banking group, MFB and its owner, the Hungarian State, jointly decided on the improvement of the strategy and its extension to the period 2007–2013.

Borrowing to invest practically stopped in the Hungarian financial market, and commercial banks were virtually unable to access funds.

Corporate and household lending decelerated and became expensive, and subsequently sovereign debt management reached a critical state, which was followed by a rapid and significant depreciation of the forint.

In the situation, MFB's role appreciated in the field of lending to both companies and local authorities showing a highly increased demand for short-term working capital loans as well as for long-term funding.

After completing the due diligence process conducted from a financial, legal and IT perspective in respect of the assets entrusted to it, MFB put the company on track towards responsible management and cleaned up its own portfolio.

[8] The bank's balance sheet and loan portfolio grew significantly during the COVID-19 pandemic and the energy crisis following the Russo-Ukrainian War, driven by its countercyclical policy.

The members of the board of directors are appointed – for a period of five years – and may be removed by the person exercising the rights of the owner.

The controlling organ of the bank is the supervisory board, whose chair is appointed and may be removed by the person exercising the rights of the owner.

[14] In the 2021-2027 period, both businesses and retail customers can access EU-funded loan programs through the MFB Pont Plus network, a system of financial intermediaries.

In addition to interpreting current real economic and money market trends, it focuses on the Hungarian economy and describes recent developments in its wider environment, essentially from a corporate/banking perspective.

[31] MFB Indicator is a large-scale biannual survey in which the Bank collects information from several hundreds of Hungarian business units using a questionnaire completed on a voluntary basis.

The indices recorded since summer 2009 provide a thought provoking and detailed picture of the state and processes of the Hungarian economy.

The MFB Macroeconomic Analyses provide a periodical overview of global economic processes to help the assessment of the constraints and opportunities faced by the Hungarian economy in the context of international trends.