Mandi Kowal (born June 16, 1963) is a retired American lightweight rower.

She won a gold medal at the 1984 World Rowing Championships in Montreal, Canada, with the lightweight women's eight; this was the only year that this boat class competed at World Rowing Championships.

At the 1988 World Rowing Championships in Milan, Italy, she came fourth.

[1] Kowal resides in Iowa City.

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