He played college football for the UCLA Bruins and was selected by the Cincinnati Bengals in the seventh round of the 1979 NFL draft.
[5] After retiring from the NFL, Montoya invested in a restaurant franchise of Cincinnati-based Penn Station East Coast Subs and eventually owned four in northern Kentucky.
[7] He also spent five years helping coach the Beechwood High School football team (including son Matthew, now a multimedia freelancer) in Fort Mitchell, Kentucky.
His daughter, Alison Montoya (a twin of Matthew), is a general assignment reporter and anchor for Cincinnati FOX affiliate WXIX[8] after previously working for WLWT.
[9][10] Montoya is now semi-retired and lives with his wife, Patty, on a farm in Hebron, Kentucky, where he raises horses.