Banca del Mezzogiorno – MedioCredito Centrale (BdM-MCC) is an Italian bank based in Rome, Lazio region.

The bank was specialized in medium-term loan to companies, which developed into corporate and investment banking, and currently specialized in public sector, such as one of the manager of Fondo di Garanzia per le Piccole e Medie Imprese (a guarantee fund for SMEs) of the Ministry of Economic Development, and European Union's Joint European Resources for Micro to Medium Enterprises Calabria Fund.

Istituto Centrale per il Credito a Medio Termine a Favore delle Medie e Piccole Industrie was found in 1952 as a statutory corporation (Italian: ente di diritto pubblico) and part of the Mediocredito initiative.

At the same time MCC had a put option to sell the minority interests in Unieuro and Euroclass Multimedia Holding as part of the deal.

However, Finanziaria Tosinvest (3%), Fininvest (3%), Toro Assicurazioni (3%), Telecom Italia (3%), Fineldo (2.25%), Keryx (1%), Cinecittà Centro Commerciale (1%), Colacem (1%), Angelini Partecipazioni Finanziarie (1%), Italmobiliare (1%), M and M Holding (1%), Faber Factor International (0.75%), Finwellness (0.5%) and Matteo Arpe (0.1%, CEO of Capitalia and MCC itself) remained as the minority shareholders of MCC, as at 31 December 2005.

Banca del Mezzogiorno became the only government owned bank in the sector of financing small and medium-sized firms in Italy, with the rest were privatized.

(other banks were Mediocredito Italiano, Artigiancassa, Istituto Centrale delle Banche Popolari Italiane and MPS Capital Services) On 30 March, Banca del Mezzogiorno, along with Artigiancassa, signed contracts with Cassa Depositi e Prestiti, to provide back office for Kyoto Fund of the Ministry of the Environment.

[32] In 2015 the bank was re-privatized partially, as the Ministry of Economy and Finance had sold 35% shares of Poste Italiane to the public.

In August 2017 the ownership of the bank was entirely transferred to Invitalia S.p.A., a development agency owned by the Ministry of Economy and Finance.