[1][2][3] Valentine's Day is approaching fast, when Joe Higgins gets a call from his boss, Mr. Simpson, interrupting the grand preparations for the celebration.

It turns out that $5,000 in bonds, that was supposed to be paid as a security for the company through Sidney Higgins, Joe's son, haven't been delivered.

John Williams, who is Joe's daughter Betty Higgins' boyfriend, and a lawyer, tells Sid that the loss of the bonds papers could ultimately send him to jail.

To save their son from incarceration, Joe and his wife Lil try to borrow money as collateral, first by taking a loan at the bank, which doesn't work, and then by getting grandpa Ed to marry a rich woman.

The letter is then delivered by Millie Lou before Joe can give Ed the good news that the bank loan has been approved, and he doesn't have to marry Ella.