This is due largely to the oversized cartouche that surrounds a circular window on the Fourth Street facade.

The Merchants' Bank was featured in an eleven-page spread in The Western Architect's February 1916 edition.

Some of the plans and even the designs of the ornament were done by Sullivan's draftsman Parker N. Berry, who was shortly thereafter to fall victim to the 1918 Spanish flu epidemic.

In the 1970s or early 1980s, a city beautification project sponsored the planting of several trees in front of the bank.

In 2007, the city remodeled its downtown sidewalks and streets so the intersections of the square had the "Jewelbox" appearance to them.