Michael ter Maat (born June 6, 1961)[1][2] is an American businessman, political candidate, former economist, and retired police officer.

[5][1] Previously a Republican,[6] ter Maat first ran for office as a Libertarian during Florida's 20th congressional district's special election in 2022, where he earned 0.7% of the vote.

[7] Regarding his run for Congress, ter Maat commented, "one of the biggest problems we have as a nation is our deepening political divide and that as a Libertarian, I am particularly well-positioned to contributing to bridging this chasm.

[9][10][11] After being eliminated for the Libertarian presidential nomination, ter Maat endorsed Chase Oliver for the nomination and accepted Oliver's offer to run as his vice presidential running mate after voicing dissatisfaction with the strategy employed by the Mises Caucus, which endorsed Michael Rectenwald for president.

[13] After working for the American Bankers Association and the White House, ter Maat published The economics of e-cash in IEEE Spectrum, a journal published by the Institute of Electrical and Electronics Engineers in February 1997 and cited by publications including the Association for Computing Machinery and patents including for an internet payment system using smart card.