Having tracked Mister 880’s spending patterns, Steve stakes out areas of Brooklyn and the Bronx where 880 bills have been found in the past.

Ann Winslow’s elderly friend and neighbor, William "Skipper" Miller, a junk dealer, passes her two counterfeit $1 bills in change when she pays him $5 for an ornament.

Wanting to keep him interested, she takes out a book on counterfeiting from the library and on their dinner date plants false clues and uses outdated slang in conversation.

Having pawned all his junk merchandise, he resorts to printing $1 bills to make ends meet, a measure he takes only when destitute.

Aware of the heightened risk, accompanied by his dog, Skipper buries his press and extra bills in the dirt cellar of his apartment building.

In a moral dilemma, Ann is torn by loyalty to Steve and adherence to the law versus compassion for an elderly man who used the $1 bills to support himself and his dog.

Oddly, “intransigent” Steve, the arresting officer, pleads for leniency, arguing that though Skipper committed a crime, he did not act out of greed, had no prior offenses, and should not be treated as a criminal.

Steve reads a commendation citing that Skipper is a Navy veteran who volunteered in 1918 at age 41, receiving a decoration for bravery.