Multicaixa (MCX) is currently the only brand name for debit cards issued in Angola, and also the only interbank network of automated teller machines and point of sales terminals for electronic payments.

While the ATMs and the POS (point of sale) terminals are owned by the supporting bank, the network is operated by EMIS (Empresa Interbancária de Serviços S.A.), and the Multicaixa cards of any bank are accepted at the same terms at any Multicaixa ATM or POS terminal.

This is regulated by the national law on Angolan payment systems,[1] the BNA directive No.

EMIS is currently preparing for the acceptance of other international credit card brands like MasterCard.

Besides cash advance and withdrawal, the ATMs offer other services like consultation of account balance and movements, transfer of funds to pay utility invoices, and recharging of prepaid mobile phone accounts.