The film includes elements of tongue-in-cheek horror, comedy, romance and drama, and does not fit neatly into any one genre.

May Ho (Sammi Cheng) is a woman who inherits a vast fortune when her rich husband drowns in a scuba diving accident in the Caribbean.

May finds herself lying on the ground outside her car and thinks she is unscathed, until she approaches her vehicle and sees her bloody body in the driver's seat.

She soon finds herself in the constant company and care of the ghost Ken, who claims that he is her former classmate who died when he was 13 in a typhoon out at sea.

She finally realize that the ghost who had been at her side all the while was actually her dead husband in disguise to prevent her from becoming too attached to him and to urge her to move on.