She received her New Zealand education from Avondale Primary School, Pakuranga Intermediate, and Macleans College.

She then attended Auckland University, from where she graduated with a Bachelor of Commerce in international business and accounting as a double major.

[3] After university, Lu worked as a chartered accountant for PwC, EY, Fonterra, among others, and was based in New Zealand, Hong Kong and China.

[5] National's highest-ranked candidate who entered parliament during the 53rd term was Harete Hipango placed at 21; hence Lu was not elected.

[10] Bayly then won a by-election for Port Waikato held on 25 November 2023 and vacated his list seat, which was taken by Lu.