The transport card enables the user to pay for travel, toll tax, retail shopping and withdraw money.

[3] In late 2010, the Government of India envisioned a scheme wherein seamless access could be granted to public transport networks.

Given its lack of seamless functioning across the nation, Venkaiah Naidu, the then Minister of Urban Development, set up a committee to recommend a card which is inter-operable across different transport systems in the country.

[21] Rajya Sabha was informed on 4 December 2023 that Delhi Metro Rail Corporation (DMRC) will introduce Open Loop National Common Mobility Cards (NCMC) in a phased manner which will replace the current Closed Loop Delhi Metro Smart Cards.

[25] Bangaluru Metro Rail Corporation intends to gradually replace its closed-loop contactless smartcards with the National Common Mobility Card.

[26] The NCMC and FASTag will be incorporated into the e-mandate framework by the RBI from June 2024 to facilitate and ease the process for users to top off their accounts.

The State Bank of India (SBI) and the Himachal Road Transport Corporation (HRTC) will work together to launch this service on September 5, 2024.

Passengers will be able to use the NCMC card to pay for fare on HRTC buses as well as metro services in places like Bangalore and Delhi.

[28] From August 16, 2024, Srinagar Smart City Limited (SSCL) will offer NCMC service with five percent reduction on the base passenger fare to promote cashless travel.

[29] The National Common Mobility Card has been integrated into the Bharat Bill Payment System (BBPS) through a partnership between NPCI and SBI.

Users can pay at a variety of retail sites and public transportation hubs, including as bus stops, metro stations, and parking lots.

[31] According to the revised RBI guidelines, Ongo Ride prepaid card does not require complete KYC in order to make transit payments.

Essential documents like an Aadhaar, an Aadhaar-linked phone number, and an OTP verification are also needed for the card's issuance as part of the Know Your Customer (KYC) requirement.

[34] Due to poor adoption rate, the Reserve Bank of India (RBI) removed KYC requirement for NCMC with a ₹3,000 limit as of February 23, 2024.

[36] Commencing in June 2024, commuters of Chennai Metro and other NCMC holders are also able to pay for and ride on Metropolitan Transport Corporation (MTC) buses.

[37] Ongo, the digital payments platform of AGS Transact Technologies has introduced an instant National Common Mobility Card 'Ongo Ride' in conjunction with the Chennai Metro Rail Limited (CMRL) on 14 August 2024.