[6] The current board members as of January 20, 2025[update]:[7] The NCUA is administered through three regional offices, each responsible for specific states and territories.

Congress added the finishing touches to this new administration with the addition of the Central Liquidity Facility, the lender of last resort for all credit unions.

The decade of the 1970s saw substantial growth for existing credit unions, with membership doubling and assets tripling to over $65 billion.

The fully capitalized National Credit Union Share Insurance Fund has "fail safe" features.

Previously, membership in credit unions was generally limited to select groups with a pre-existing common bond, often employees of a particular company or trade.

"[10] On December 8, 2017, President Donald Trump issued an executive order revising the Seal for the National Credit Union Administration.

[15] Throughout the pandemic, the NCUA provided targeted regulatory flexibility, where appropriate, so federally insured credit unions could manage their operational and financial risks.

Following the regulatory enhancements provided by the Coronavirus Aid, Relief, and Economic Security (CARES) Act and changes to the agency's regulations by the NCUA Board, the facility experienced a significant increase in its membership and borrowing capacity.

In 2021 and beyond, the NCUA's goals include advancing economic equity and justice within the credit union movement and build on the agency's ACCESS program.

[17] Plans call for enhancing support for minority depository institutions, ensuring compliance with fair lending laws, advancing initiatives to close the wealth gap, and proactively considering future challenges like climate change to mitigate risks posed by rising seas, climbing temperatures, and devastating wildfires.

On July 22, 2010, the Dodd–Frank Wall Street Reform and Consumer Protection Act was signed into law and included permanently establishing NCUA's standard minimum share insurance amount at $250,000.

On March 9, 2011, then Board Chairman Debbie Matz unveiled MyCreditUnion.gov, a source of educational information and personal finance tips designed to help individuals make financial decisions.