National Fire Savers Credit Union Limited is a not-for-profit member-owned financial co-operative, based in the London Borough of Southwark and operating throughout Great Britain.

Membership is open to all firefighters and staff working for any of the fire and rescue authorities in England, Scotland and Wales.

The credit union is responsible for the operation of the scheme, with the brigade facilitating monthly deductions from salary.

[7] Credit unions don't pay interest on savings, instead they return a dividend to members based on financial success over the previous year.

Ultimately, like the banks and building societies, members’ savings are protected against business failure by the Financial Services Compensation Scheme.