The National Health Insurance Scheme (NHIS) is the publicly funded healthcare systems established by the Government of Ghana in 2003.

[2] The system has been found to have made Ghana's rate of health insurance one of the highest in Africa, though funding problems may complicate its future.

[4] The scheme provides equitable access and financial coverage for basic health care services to residents in Ghana.

The objective of the NHIS is to secure the implementation of the national health insurance policy that ensures access to basic healthcare services to all residents of Ghana.

[5][6][7][8][9] The National Health Insurance Scheme has its headquarters located at 36-6th Avenue, Opposite AU Suite, Ridge Residential Area, Accra.

This approach is designed to enable regional and teaching hospitals to focus on treating more complex medical conditions, thereby mitigating overcrowding and upholding the quality of healthcare across all levels.

"[4] The objective is to generate income from diverse channels, consolidate the earnings, and utilize the funds to procure healthcare services from care providers.

[11] Ghana's healthcare funding is derived from multiple sources, such as the national budget, locally generated resources, contributions from NGOs and philanthropic organizations, external development partners and donors, payroll taxes, the NHIS levy, premiums from the informal sector, private health insurance, and out-of-pocket expenses.

[11] NHIS covers outpatient, inpatient, oral and eye care, maternity, and emergencies but excludes cosmetic surgery, HIV drugs, assisted reproduction, echocardiography, angiography, organ transplants, and most cancer treatments.