The OTP Group comprises subsidiaries in the field of insurance, real estate, factoring, leasing and asset management, investment and pension funds.

The rest are held by Megdet Rahimkulov at 8.88%, Hungarian MOL Group at 8.57%, French Groupama at 8.3% and American Lazard at 5.64%.

[9] In 1990, the National Savings Bank became a state-owned joint-stock company with a share capital of HUF 23 billion.

The state lottery was reorganized into a separate state-owned company and OTP Real Estate was established as a subsidiary of the bank.

OTP then started an international expansion targeting countries in Central and Eastern Europe, namely in Slovakia (2002), Bulgaria (2003), Romania (2004), Croatia (2005), Ukraine, Russia, Serbia and Montenegro (2006).

As part of the transaction, they resolved to collaborate in strategic points and cross sell their financial and insurance products.

This transaction allowed OTP to avoid the need of state recapitalization during the financial crisis of 2008-2009; OTP only took liquidity support from the state, entailing temporary government interference in its governance, and was able to repay it fully by 2010.

[13] In March 2022, due to international sanctions during the Russo-Ukrainian War, OTP Bank stopped financing its Russian branch.