Back at home in Reykjavik and wanting to build on their first night, Harald invites Vilborg out to breakfast.
In the course of their early morning date, she is accused of embezzling bank funds by her now sober boss, has her car repossessed off the street in front of her, reveals to Harald she has a gambling addiction, and has an emotional breakdown during which she proposes to drown herself.
To further frustrate the opportunity for romance between the new couple, Vilborg's ex-husband Palmi appears at the summer cabin, and Harald's mom is being pursued by her long-time boyfriend.
Frustrated by the failure of the romance and by pent-up anger toward his deceased alcoholic father, Harald lights the summer cabin on fire to the neighbours' shock and amusement.
As the cabin blazes, Vilborg arrives back at the scene desperate to find Harald whom she now realizes she loves and wants to pursue a relationship with.