Saxony became the driving motor for the industrialization of Germany and the bank benefited from rising wages and increasing demand for credit.

With the incorporations around the turn of the century numerous new district branches were opened, more professional management structure and staff training and cashless payment was enabled.

After a brief dip in the years of inflation, the real wage in 1923 stabilized again, as well as the account balance of the bank.

The global economic crisis of 1929 and the Second World War along with the 1945 bombing of Dresden all led to deep crises in the bank.

As a public institution, the Ostsächsische Sparkasse Dresden is subject to the legal bases of the Savings Bank Act of the Free State of Saxony and the Articles of Association adopted by the Board of the Savings Bank.