Payal is a city in Ludhiana district in Punjab, India.

As of 2011[update] India census,[1] Payal had a population of 8150.

Payal is pronounced (pie 'al) and is a popular Indian name that means anklets in Hindi.

It is an ancient city, with more than 64 old temples built in the Mugal times.

Its original images and shapes have been destroyed and a few people have made shops under it.