[2] Pearl Beach has a rich Indigenous history that is largely ignored by historical markers which have been erected in the community to commemorate visits by white settlers.

[3] As entered in their journals: Located south of Umina Beach, being separated from it by a ridge upon which sits Mount Ettalong at a height of 56 metres (184 ft).

[1] The south end of the beach is placid, sheltered by a rocky point and Lion Island and is favoured by most visitors as a swimming spot.

[5] The dumpers, excluding the roughest waves at the far north end of the beach, are a popular bodysurfing spot for strong, confident swimmers, except during particularly rough surf or at king tide.

[6] Gosford City Council continues to oppose danger signs despite calls from the local Member Kathy Smith to erect them.

[7] Rip current Pearl Beach village is located within the National Trust of Australia's Broken Bay Entrance Landscape Conservation Area.

[8] The Pearl Beach Progress Association was established in 1929 and grew out of informal gatherings of residents to discuss local problems and community projects.

Today the Pearl Beach Progress Association promotes the best interests of the village, protects and enhances our wonderful natural environment and manages the historic Memorial Community Hall.