[1] Borrowers tend to be small producers of goods and services: typically, they are artisans, farmers, and women with no credit history or access to other types of loans from financial institutions.
Efficiency funds tend to require a relatively short payback period and are typically not used to engage the broader campus community.
Innovation funds are generally administered by a committee and often include significant student participation and/or oversight.
Hybrid funds target resource reduction and cost saving, but also consider community engagement and outreach goals.
They finance efficiency projects in addition to a wider range of initiatives such as renewable energy development, solid waste diversion, and reducing use of materials like paper or synthetic lawn chemicals.
A broad set of campus stakeholder groups tend to provide oversight to hybrid funds while they are administered by facilities or sustainability staff.
They can be used to: Green revolving funds on the college and university level report a high return on investment.
Flynn, E., Orlowski, M., Weisbord, D. "Greening the Bottom Line 2012", the Sustainable Endowments Institute; October 2012.