RCBC established its first head office at 219 Buendia Avenue in Makati (then part of Rizal until 1975), making it the first commercial bank to do so in the province.

[19][20] On October 28, 2013, RCBC's microfinance subsidiary, Rizal Microbank opened the very first banking office made of recycled shipping container vans in the Philippines.

[31][32][33] In July 2020, RCBC launched its digital bank DiskarTech offering an interest rate of 3.25% per annum with no minimum deposit and maintaining balance.

[41][42] On 24 November 2024, it was reported that RCBC has been chosen of one of the preferred financing partners of Tesla in the Philippines, offering a fully digital loan application experience to customers with approval within a single day.

Nine people – a security guard and eight other bank employees – were shot and later declared dead at the crime scene, while a tenth person was found seriously wounded and was rushed to a hospital, before dying a few days later.

[44][45] In 2016, some funds from the Bangladesh Bank robbery incident were diverted to fictitious accounts at the Jupiter Street branch of RCBC.

[47] In the February 29, 2024 judgment on the Bangladesh Bank robbery, the New York Supreme Court dismissed 3 causes of action—conversion, aiding and abetting conversion, and conspiracy to commit conversion—against RCBC and defendants Ismael Reyes, Brigitte Capiña, Romualdo Agarrado and Nestor Pineda for lack of personal jurisdiction.