Sarat Chandra was born to Ramkamal Chakravarty and Vidhumukhi Devi in the village Kotapada in the district Faridpur in erstwhile Bengal province (now Bangladesh) on the Hindu holy day of Sivaratri on 21 February 1868.

However, there is no recorded history as to whether Sarat Chandra met "M" or any of the students of "M" who later became the direct disciples of Sri Ramakrishna, at this time.

Sarat Chandra, according to the prevalent norms and culture, was married to Mokshadayini, at an early age, and had a son and three daughters from the marriage.

[2] Subsequently, after graduation he joined the Government service under the then British rule, as a Deputy Post Master and continued with the same profession for the rest of his life.

His biographer states that he was unjustly denied promotion throughout his career by the British officials owing to his uprightness and dignity in not acceding to their whims.

He, being already well versed with Vedanta philosophy, was attracted by the holy life led by the monks, their erudition and their sincere aspiration after realization or direct perception of the Truth.

[citation needed] The person who influenced Sarat Chandra most after Swami Vivekananda was Durga Charan Nag, a saint and a householder disciple of Sri Ramakrishna.

[8] In the course of his service, Sarat had to travel throughout the province of Bengal, and he spread the ideals of Ramakrishna and Vivekananda in the places that he visited.

[9] The revolutionaries of Bengal, most famous among them being Subhas Chandra Bose had read Swami Vivekananda's conversations with his disciple on spiritual matters and drew their inspiration from the book.

[10] The bard of Bengal Mukunda Das, a famous poet, ballad singer, patriot and lyricist, was a friend of Sarat Chandra and sang the songs composed by the latter during theatrical performances in the villages.

Sarat also started many devotees' association, study circles, societies in Ramakrishna Vivekananda ideology, wherever he was posted during his service.

His last few years were spent in silent contemplation and devotion to a marble plaque of Sri Ramakrishna presented to him by Swami Vivekananda.

In spite of his ailments, he did not miss an opportunity to spread the message of Sri Ramakrishna and Vivekananda whenever he received an invitation to do so on special occasions like birth anniversaries.