Built in 1912, it is a high-quality local example of Colonial Revival architecture, designed by Boston architect R. Clipston Sturgis.

It is a rectangular single-story masonry structure, built out of brick with marble trim.

It has a flat roof (now with a restaurant terrace on it, surrounded by a metal railing), and is set on a granite foundation faced in marble.

The center bay has the building entrance, flanked by engaged Ionic columns, and topped by an entablature and gabled pediment.

It is a high-quality example of an early 20th-century modestly scaled bank building with Colonial Revival styling.