The front facade is faced in limestone, and rises well above the rest of the building, giving it a monumental appearance on State Street.

The interior retains many original finishes and features, including bank vaults, marble floors, limestone walls, and a mural of the George Washington Bridge in the main lobby.

[3] The Springfield Safe Deposit and Trust Company was founded in 1886, originally occupying premises on Main Street.

Experiencing rapid growth, it moved in 1908 to the newly built Massachusetts Mutual Life Insurance Company building at State and Main.

The bank directors deliberately chose to hire many local workmen for its construction, which took place at the height of the Great Depression.