State of New York Mortgage Agency

In 2017, it had operating expenses of $62.57 million, an outstanding debt of $2.533 billion, and a staff level of 275 people.

[3] SONYMA also runs a Mortgage Insurance Fund (MIF) to provide insurance for mortgages made by commercial and public lenders to finance construction of affordable multifamily apartment developments.

The MIF is funded from a surtax on the recording of mortgages in New York State.

SONYMA was created in 1970 to stabilize the supply of residential mortgage funding.

[4] SONYMA is a subsidiary of New York State Homes and Community Renewal.