T-money can also be used in lieu of cash or credit cards in some convenience stores and other businesses.

As of June 2024, T-money is accepted by:[1] Additionally, shops and attractions including Seoul's four palaces (except Gyeonghuigung), Lotte World amusement park, Kyobo Book Centre, GS 25, CU/FamilyMart and other selected convenience stores accept T-money as payment method.

T-money cards cost 3,000 - 5,000 Won[1] and can be purchased and recharged at metro stations, bank ATMs, convenience stores and kiosks located adjacent to bus stops.

Self-service recharge machines are also available at Seoul and Busan metro stations.

Smaller, more durable T-money cards with a lanyard for easy attachment to cell phones are also available, for about 6,000~8,000 won.