In addition, a signature is generally required, attesting to the accuracy of information provided, agreeing to specific terms and conditions, and authorizing the procurement of a tenant screening report.
Valid government-issued photo identification is typically required to confirm the identity of applicants and in compliance with the Federal Trade Commission 's (F.T.C.
Notably, they must establish the identity of each end-user (landlord) and the purpose for which the information is sought - before providing a tenant screening report.
However, additional information resulting from more in-depth public records searches, rental references, and employment verifications can take anywhere from a few hours to a few days.
Notably, they must "…provide oral, written, or electronic notice of adverse action taken based in whole or in part on any information contained in a consumer (tenant screening] report.
as amended by the Fair and Accurate Credit Transactions Act of 2003 (FACTA) and more recently by Dodd-Frank is the primary body of law regulating consumer reporting.
[4] They argue, for example, that people of certain races and ethnicities are disproportionately represented in the criminal justice system, and that use of illegal record data for tenant screening purposes has a disparate impact on those individuals and is therefore discriminatory.
), the Supreme Court of the United States affirmed that a facially neutral business practice that has a disparate impact on a protected class could form the basis of a Fair Housing Act claim.
regulation interpreting the Fair Housing Act's Discriminatory Effects Standard - including its burden-shifting framework for adjudicating such claims.
Landlords can reduce their exposure to disparate impact claims by limiting consideration of criminal convictions (versus arrests) to offenses relevant to the tenancy that occur within a reasonable period.