[2] At the time of Joshua's death and Abraham's election, their nephew, W. Wilson Underhill began working as a clerk in insurance commissions.
Irvin of the Fire Association of Philadelphia said at the time, "Rates at first were made so high as to invite and foster unfair and illegitimate competition, loose practices, private deals, broken agreements, and at last utter demoralization.
William Wilson Underhill was involved in discussions leading to formation of the tariff association, given his role as President of the United States Fire Insurance Company.
Southwestern General Managers were appointed representatives for the United States Fire Insurance Company of New York for a new venture in Houston, Texas.
Fairfield & Co. were appointed Boston agents of the United States Fire Insurance Company of New York, to succeed Prescott Chamberlain.