Ust-Urma (Russian: Усть-Урма; Buryat: Υрмын Адаг, Ürmyn Adag) is a rural locality (an ulus) in Selenginsky District, Republic of Buryatia, Russia.

Ust-Urma is located 70 km southwest of Gusinoozyorsk (the district's administrative centre) by road.

Gusinoye Ozero is the nearest rural locality.

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