The Utva-65 Privrednik (Merchant) is a Yugoslav civil aircraft designed and used for agricultural work.

[3] The single-seat pilot's cockpit was high and behind the trailing edge; combined with all-round glazing, this gave a good view and also increased fuselage space.

The undercarriage was of the conventional tailwheel kind, with cantilever main legs angling outwards from the wing root.

[3] A later variant of the Utva-65, the Utva-67 (first flown in 1967), was similar, but had the eight-cylinder, 400‑hp (298 kW) Lycoming IO-720-A1A and a revised fuselage of greater capacity.

The Algerian airline Societé de Travail Aérien began operations in October 1968 using five Utva-65 aircraft for similar work.