These machines do not display any major bank branding, and the fees are generally higher compared to those of bank-owned ATMs.
In Canada, the major financial institutions have their own branded ABMs located across the country, with these machines prominently displaying the banks' logos.
As of 2012[update], with a network of over 15,000 units, the NRT Technology Corporation became the largest processor of non-bank ABMs in Canada, processing more than 50 million transactions annually.
Customers typically incur an additional fee when using white-label ABMs, which can be divided between the private provider and the property owner hosting the machine.
[4] White-label ATMs are commonly found in local establishments like gas stations, bars, pubs, and restaurants, where retailers receive a fee for each transaction.