[1][3] Zafar was born in 1932 in Bahawalnagar, Punjab where his maternal grandparents lived.
He is a lawyer by profession, and regularly contributes articles to some Urdu newspapers.
[3][4] In contrast to classical poets, Zafar's poetry portrays love as scientific and physical rather than supernatural.
Former Chief Minister of Punjab (Pakistan), Hanif Ramay, who was also a writer and a well-known literary critic, called him a poet of a new tone and new concepts.
He practised as an attorney, first in Okara and then in Lahore until 2003, when he had a heart bypass surgery and quit practicing law.