The 1995 NCAA Division I Cross Country Championships were the 57th annual NCAA Men's Division I Cross Country Championship and the 15th annual NCAA Women's Division I Cross Country Championship to determine the team and individual national champions of NCAA Division I men's and women's collegiate cross country running in the United States.

In all, four different titles were contested: men's and women's individual and team championships.

The distance for the men's race was 10 kilometers (6.21 miles) while the distance for the women's race was 5 kilometers (3.11 miles).

The women's team championship was won by Providence (88 points), their first.

The two individual champions were Godfrey Siamusiye (Arkansas, 30:09) and Kathy Butler (Wisconsin, 16:51).