The 2004 Western Carolina Catamounts team represented Western Carolina University as a member of the Southern Conference (SoCon) in the 2004 NCAA Division I-AA football season.
The Catamounts were led by third-year head coach Kent Briggs and played their home games at Bob Waters Field at E. J. Whitmire Stadium.
They finished the season 4–7 and 2–5 in SoCon play.
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