The 2012 Incarnate Word Cardinals football team represented the University of the Incarnate Word in the 2012 NCAA Division II football season.

This was the Cardinals' final season in the Lone Star Conference as they began the transition to the Football Championship Subdivision (FCS) in 2013.

Home games were played at Gayle and Tom Benson Stadium.

[1] All Incarnate Word games were broadcast on KKYX 680 AM with the voices of Gabe Farias and Shawn Morris.

KUIW Radio produced a student media broadcast every week, that is available online, and they provided streaming of all non-televised home games were shown via UIW TV.