The 2020 Incarnate Word Cardinals football team represented the University of the Incarnate Word (UIW) in the 2020–21 NCAA Division I FCS football season as a member of the Southland Conference.

The Cardinals played their home games at Gayle and Tom Benson Stadium in San Antonio, Texas.

On August 13 Incarnate Word announced they would postpone all competition for the Fall 2020 and instead opted for a Spring 2021 season.

The following Cardinals received postseason honors for the 2020 season:[7] STATS Perform FCS Jerry Rice Award QB Cam Ward – Freshman

Southland Conference Freshman of the Year QB Cameron Ward