The 2020 San Diego Toreros football team represented the University of San Diego as a member of the Pioneer Football League (PFL) during the 2020–21 NCAA Division I FCS football season.

Led by eighth-year head coach Dale Lindsey, the Toreros compiled an overall record of 4–2 with an indentical mark in conference play, placing in a three-way tie for second in the PFL.

The team played home games at Torero Stadium in San Diego.

[1] The Toreros had a game scheduled against Georgetown (November 21), but the game was canceled on July 13 due to the Patriot League's decision to cancel fall sports due to the COVID-19 pandemic.

[2] San Diego's games scheduled against UC Davis (September 5) and Cal Poly (September 19) were canceled on July 27 due to the Pioneer Football League's decision to play a conference-only schedule due to COVID-19.