It focused on offering low transaction costs with low interest rates on loans whilst offering higher interest rates on savings.

By the time of its closure in 2006 it had an estimated client base of 20,000[2] to 40,000 account holders.

It was founded in July 2001 by South African internet entrepreneur Christo Davel.

[6] Two months later in January 2006 Standard Charted announced that it would be closing 20Twenty after failing to find a buyer.

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