Upon being founded, AIK Banka initially operated as an internal bank of the Agro Industrial Combine (Agroindustrijsko komercijalna) Niš since 1976.

On 10 August 1993, after obtaining the license of the National Bank of Yugoslavia, it became a full-fledged financial institution, working with legal entities and individual clients, registered as a joint venture.

[8] AIK Banka finished the 2017 calendar year with record 101.97 million euros of net profit, the most in the Serbian banking market.

[12] In March 2023, AIK Banka bought the majority of shares of another bank operating in Serbia, Eurobank Direktna, for a total of 280 million euros.

[13] The European Business Council, a renowned independent corporation of economic, social and humanitarian collaboration, acknowledged AIK Banka as the best regional institution at the International Socrates Award Ceremony [14] in 2016.