It remained a small bank until the interwar period when a series of acquisitions made it grow to fifth in size in 1944.
Amounts ranging from two shillings to five pounds were accepted, and the money was deposited with the Aberdeen Bank.
The old trustees of the bank retained £2,563 of surplus profit and interest, a figure that grew over time.
In 1857, the surplus was sufficient to finance a new office for the bank, rent-free, but the old trustees retained ownership of the building.
[1] For almost the whole of the 19th century, the Aberdeen Savings Bank was a small and old-fashioned entity, illustrated in the later years by customers being kept waiting an hour or two to make their deposits.
Robert Simpson, called a meeting of prominent citizens in February 1837 to consider the establishment of a savings bank.
The Kintore Savings Bank would open the last Saturday of the month for two hours between 6 p.m. and 8 p.m. and be based in the local school.
"[5] By 1840 the Bank was well established and able to appoint an actuary, moving out of the school in 1841, renting an office on Goose Croft.
Deposits grew steadily over the 25 years to 1862 to around £8,000 but then began to fall away as its interest rates became uncompetitive.
The annual surplus began to diminish and the National Debt Commissioners suggested cutting expenses.
[5] The initiative for the formation of the Inverurie and Garioch Savings Bank came not from the church but the Municipality.
The Provost organised the initial meeting in February 1837 and was the prime mover behind the Bank.