He was born in Methven in Perthshire one of five children of Isabella Kemp and her husband Andrew Wright, a shoemaker.
In 1874 he obtained a post in the Perth branch of the Royal Bank of Scotland.
Only at this stage does he appear as an independent home owner, living at a flat at 97 Marchmont Road, Edinburgh.
[5] In 1918 (with government approval) he began expanding the Royal Bank of Scotland into England.
This was a requirement in order to take over the London branch at Burlington Gardens, which they acquired in August 1930.
[1] He died suddenly in Edinburgh on the afternoon of Thursday 21 September 1933 whilst attending a funeral service of a friend in St Mary's Episcopal Cathedral.