All You Need Is... is the debut studio album by Scottish band Love and Money, released by Mercury in 1986.

[3] Speaking of the album to Brian Hogg, Grant recalled in 1993: "I can't listen to our first record.

[9] Bill Henderson of the Orlando Sentinel wrote: "The combinations of hard, punchy rhythms, psychedelic blues guitar and a '60s soul sound recall the best of that era without regurgitating it.

"[10] Jim Kelton of The Everett Herald praised the album as "an honest and straightforward pop record", which contains "satire without sarcasm" and "crackles with anger and excitement", but "is never hysterical, self-indulgent [or] self-righteous".

[11] Mike Abrams of the Ottawa Citizen praised the "promising start" of "Candybar Express" but felt the following three songs were "weak soul-pop offerings".